accept as collateral

USAGE SUMMARY

The phrase "accept as collateral" is correct and usable in written English.
It can be used in financial or legal contexts when discussing the acceptance of an asset as security for a loan or obligation. Example: "The bank is willing to accept as collateral the property you are purchasing."

✓ Grammatically correct

Formal & Business

News & Media

Human-verified examples from authoritative sources

Exact Expressions

11 human-written examples

What sort of assets do banks accept as collateral?

The New York Times

And it expanded the definition of the kinds of bonds and other securities it would accept as collateral.

The New York Times

The Bank refuses to accept as collateral any form of commercial lending when it operates in the money and credit markets.

The Guardian - Opinion

And the central bank does not accept as collateral the bonds issued in zlotys, forints or the other local currencies in Eastern Europe.

The New York Times

'It is widening the range of securities that it is prepared to accept as collateral.' The Chancellor added that that would continue, as long as banks did as they were asked.

The Guardian - Business

Because the European Central Bank does not accept as collateral any bonds issued in Eastern currencies, though, investors have been loath to hold them, and that pushes exchange rates down across the region.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

49 human-written examples

Eventually, the securities may be no longer accepted as collateral for funding.

Columbia University

The European Central Bank also holds Greek debt, which it accepts as collateral when lending to euro area banks.

The New York Times

And it expanded the definition of the kinds of bonds and other securities it accepted as collateral.

The New York Times

The banks will then be able to obtain these funds in exchange for putting up their own collateral, including debt currently not accepted as collateral by the European Central Bank.

The New York Times

If securities posted by brokerage firms at the Fed lose their triple-A rating, they will no longer be accepted as collateral.

The New York Times

Expert writing Tips

Best practice

When using the phrase "accept as collateral", ensure the asset being accepted is clearly defined and its value is accurately assessed to mitigate risk.

Common error

Avoid using "accept as collateral" interchangeably with "accept as guarantee". Collateral refers to a specific asset pledged for a loan, while a guarantee is a broader promise to cover debt.

Linguistic Context

The phrase "accept as collateral" functions as a verb phrase indicating the action of a lender or financial institution agreeing to take an asset as security for a loan. Ludwig AI confirms this usage through numerous examples where banks and other entities "accept as collateral" various forms of assets.

Expression frequency: Uncommon

Frequent in

News & Media

50%

Formal & Business

30%

Academia

20%

Less common in

Encyclopedias

0%

Science

0%

Wiki

0%

Ludwig's WRAP-UP

In summary, "accept as collateral" is a verb phrase that describes a lender's agreement to take an asset as security for a loan. Ludwig AI's analysis shows that the phrase is grammatically correct and commonly used in professional and business contexts, as well as in news and media. It signifies a formal arrangement where the lender secures the loan with the borrower's asset. While less frequent than other financial terms, it remains a crucial phrase for describing secured lending practices. Common assets "accepted as collateral" include real estate, stocks, and bonds. Understanding its precise meaning helps ensure clarity in financial and legal discussions.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

take as security

Emphasizes the function of the collateral as a security measure.

receive as collateral

Highlights the action of receiving the collateral.

approve as collateral

Focuses on the approval process of the collateral.

consider as security

Indicates a deliberative process of evaluating the item as security.

recognize as collateral

Implies formal acknowledgement of an asset's eligibility as collateral.

deem acceptable as collateral

Focuses on judging the collateral as satisfactory.

allow as guarantee

Highlights the permission aspect related to using something as a guarantee.

count as surety

Refers to the collateral acting as a form of surety or pledge.

endorse as collateral

Suggests formal approval or support for using something as collateral.

accredit as pledge

Highlights the formal crediting of something as a pledge.

FAQs

How to use "accept as collateral" in a sentence?

You can use "accept as collateral" in sentences like: "The bank decided to accept the land as collateral for the loan", or "The lender may accept stocks as collateral depending on their risk assessment".

What can I say instead of "accept as collateral"?

You can use alternatives like "take as security", "receive as collateral", or "approve as collateral" depending on the context.

What types of assets do lenders typically "accept as collateral"?

Lenders often "accept as collateral" assets like real estate, vehicles, stocks, bonds, and other valuable items that can be easily liquidated if the borrower defaults.

Which is correct, "accept as collateral" or "accepted as collateral"?

"Accept as collateral" is used in the present tense to describe a current policy or willingness to accept. "Accepted as collateral" is the past participle, used when describing something that has already been accepted.