accelerated repayment

USAGE SUMMARY

The phrase "accelerated repayment" is correct and usable in written English.
It can be used in financial contexts, particularly when discussing the faster repayment of loans or debts. Example: "The bank offers an option for accelerated repayment, allowing borrowers to pay off their loans more quickly."

✓ Grammatically correct

Formal & Business

News & Media

Human-verified examples from authoritative sources

Exact Expressions

8 human-written examples

He said the accelerated repayment suggested that Mr. Kalikow had millions of dollars in unencumbered cash that he had failed to disclose to creditors.

The New York Times

But in an effort to bolster his case that spending increases in an era of surpluses can coexist with fiscal prudence, Mr. Clinton said today that he intended to push for accelerated repayment of the national debt.

The New York Times

If the default is not remedied within the 60 days, U.S. Bank can try to demand accelerated repayment of all of Beazer’s debt.

Forbes

If the default is not remedied within the 60 days, U.S. Bank can demand accelerated repayment of all of Beazer’s debt.

Forbes

Beazer's bondholders may be legitimately scared that the company will go bankrupt before paying off its loans, which would explain why they would want accelerated repayment.

Forbes

“Many of the Noteholders, including various hedge funds and opportunistic investors, have purchased Beazer’s bonds at depressed prices in the market and are now improperly seeking to secure a windfall by demanding accelerated repayment in full,” Beazer said in its complaint.

Forbes

Human-verified similar examples from authoritative sources

Similar Expressions

51 human-written examples

If accelerating repayment was Senator Dodd's intent, then so be it.

The New York Times

That way, they can also start building an emergency account, even before accelerating repayment of their debts.

The New York Times

An additional $69 million cash payment to LIPA by KeySpan could be used to lower rates, give rebates to customers and accelerate repayment of $4 billion in debt related to the shuttered Shoreham nuclear power plant, which the authority inherited from Lilco.

The New York Times

In February North Carolina reduced the maximum duration of unemployment benefits from 26 weeks to between 12 and 20 (depending on the state unemployment rate), and trimmed weekly benefits from $535 to $350 in order to accelerate repayment of a $2.5 billion debt to the federal government for unemployment benefits during the downturn.

The Economist

Hence the Gore campaign's decision to set up "trust funds" (read spending funds) for health care, environmental and education spending, and also to double the size of a tax cut as well as accelerate repayment of national debt.The specifics of the tax cuts remain very different.

The Economist

Expert writing Tips

Best practice

When discussing financial strategies, clarify the specific benefits of "accelerated repayment", such as reduced interest paid or faster debt freedom.

Common error

Don't assume "accelerated repayment" is the same as refinancing. Accelerated repayment involves paying more on your existing loan, while refinancing replaces your current loan with a new one, potentially at different terms.

Linguistic Context

The phrase "accelerated repayment" functions as a noun phrase, often acting as the object of a verb or the subject of a sentence. It describes a method of handling debt. Ludwig AI supports this analysis, showing its usage in various contexts.

Expression frequency: Uncommon

Frequent in

News & Media

40%

Formal & Business

30%

Encyclopedias

10%

Less common in

Science

5%

Reference

5%

Academia

0%

Ludwig's WRAP-UP

The phrase "accelerated repayment" is a grammatically sound and professionally appropriate term used to describe a strategy for paying off debt faster than scheduled. Ludwig AI confirms its usability across diverse sources, including news outlets and financial publications. While alternative phrases such as "early repayment" or "expedited payment" exist, understanding the specific implications of "accelerated repayment"—such as reduced interest and quicker debt freedom—is crucial. Avoiding confusion with refinancing is also essential. Despite not being extremely frequent, its specific meaning makes it a valuable term in financial discussions.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

accelerated amortization

A more technical term that is largely synonymous, but mainly for accounting purposes.

accelerated debt reduction

Focuses on reducing the debt instead of the act of repayment.

early repayment

Focuses on the 'early' aspect of the payment, omitting the sense of increased speed.

front-loaded repayment

Emphasizes that the repayments are concentrated at the beginning of the repayment period.

expedited payment

Emphasizes the speed of the payment process itself rather than the overall repayment schedule.

aggressive debt repayment

Emphasizes the intensity of the repayment strategy.

fast repayment

A more general term indicating quick repayment without specifying acceleration.

rapid amortization

Specifically refers to the faster reduction of debt through regular payments, mainly for accounting purposes.

quick debt payoff

Focuses on the result of repaying the debt, a payoff, but is less formal.

speedy settlement

Suggests a swift conclusion to a financial obligation, but settlement is less precise than repayment.

FAQs

What does "accelerated repayment" mean in finance?

In finance, "accelerated repayment" refers to paying off a loan or debt faster than the original terms agreed upon. This typically involves making extra payments to reduce the principal balance more quickly.

What are the benefits of "accelerated repayment"?

The benefits of "accelerated repayment" include paying less interest over the life of the loan, building equity faster, and becoming debt-free sooner.

Is "accelerated repayment" the same as refinancing?

No, "accelerated repayment" is not the same as refinancing. Accelerated repayment involves making extra payments on your existing loan, while refinancing replaces your current loan with a new one, possibly with different terms. See also: "early repayment".

What are some strategies for "accelerated repayment" of a mortgage?

Strategies for "accelerated repayment" of a mortgage include making bi-weekly payments, adding extra principal to each monthly payment, or making a lump-sum payment annually. These strategies can reduce the term of the mortgage and save on interest. Alternatively, you can also explore options such as "rapid amortization".