And, in the absence of guaranteed state pensions, many of them are being realistic.
Some point to the absence of guarantees that a new president would agree to surrender powers.
He objected to the licenses over the absence of guarantees to implement recommendations made following the Japanese disaster.
An absence of guarantees could prompt a broader chain reaction of capital flight and bank collapses across several countries.
Around 5 million people are saving into defined contribution plans, which are increasingly used by firms because the absence of guaranteed retirement payouts means they are cheaper to run than traditional final salary schemes.
That was how Mr. Kennedy's firebrand colleague on the education committee, the late Senator Paul Wellstone, dismissed the No Child Left Behind law, urging Democrats not to support President Bush's showcase issue in the absence of guarantees on future spending.
However, the second-largest union is recommending a 'No' in the absence of guarantees of workers' rights.
The limitation of our link manager model discussed in Section 'Model limitations' is related to the absence of guarantees to deal with the nonstationarity of the environment by the link manager agents.
Most importantly, there is an absence of guarantees, or even emphasis, on the part of the leadership and government authorities, about the importance and protection of human rights, justice, and ending the culture of impunity through these peace negotiations.
"I had made it very clear to Anne that New York was not part of our plans this year," Latimer said from Lake Forest, adding that the absence of a guarantee had some bearing on the decision.
Financial documents were unavailable for 2004, but Mr. Waynick said there were eight new patients, or "cryosuspensions". Most people who join Alcor were previously convinced of cryonics' promise and are not frightened by the absence of a guarantee of awakening in the distant future or by the grisliness of removing their heads, Mr. Waynick said.
