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The phrase "ability to pay for" is correct and usable in written English.
It can be used when discussing someone's financial capacity to afford a particular item or service.
Example: "The ability to pay for higher education is a significant concern for many families."
Alternatives: "financial capacity to afford" or "means to pay for".
Exact(60)
"(D) ability to pay for health services".
Their families do not have the ability to pay for their education.
Ability to Pay for Maternal Health Services: What Will It Take to Meet WHO Standards?
Any laws that restrict your ability to pay for communication restrict your ability to communicate".
He has called for $2 trillion in new spending with no ability to pay for it".
"ResCap's ability to pay for any such losses is very limited," the filing noted.
We will long ago have passed our ability to pay for treatment of any significance".
Britain's ability to pay for war on this scale demonstrated the extent of its wealth.
But the demand constantly outstrips his ability to pay for improvements, he said.
Your family's ability to pay for your university education is not a factor in our admission decision.
There were times when the only line between me and a fatal overdose was my ability to pay for it.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com