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Free sign up"ability to pay" is a correct and usable phrase in written English.
You can use it to express the capability of someone or something to make a payment. For example: "The applicant's ability to pay the rent was the main factor in determining whether she would be approved for the apartment."
Dictionary
ability to pay
noun
An individual's level of wealth or income, as a measure of the tax rate they can afford to pay.
Exact(60)
The ability to pay.
Ability to pay close attention to detail.
"(D) ability to pay for health services".
That's rationing too, by ability to pay.
The ability to pay militants reduces defection and desertion.
How has our ability to pay attention transformed?
Admissions decisions are made regardless of ability to pay.
The ability to pay attention will serve you well.
"Reducing the Palestinians' ability to pay decreases security.
The college admits them without regard to ability to pay.
That knocks profits and hence the ability to pay dividends.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.
Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com