"a total loan" is correct and usable in written English.
You can use it when referring to the full sum of money loaned to someone, typically by a financial institution, such as a bank or a credit union. For example: "The total loan amount I received from the bank was $30,000."
As of December, the F.H.A. was insuring 5.8 million single-family residences that had a total loan balance of $750 billion.
If they wanted to move to a property costing £250,000, the Nationwide loan would allow them to carry forward the £20,000 negative equity, and lend them 95% of the £250,000 required to buy the new home, producing a total loan of £257,500 – £7,500 more than the new property's value.
The credit card business, AcceptFinans, has a total loan portfolio of $151 million, according to GE Capital, which is based in Stamford, Conn. AcceptFinans will become part of GE Capital's Global Consumer Finance unit, which already employs about 400 people in Scandinavia, mostly in Sweden.
Scrutiny has focused on a portfolio with a total loan value of about $16 billion that relates to 28 renewable-energy projects at companies engaged in biofuels, wind farms, battery storage, solar energy generation and solar-panel manufacturing like Solyndra was trying before it declared bankruptcy in September.
Spain has been a focus of investor anxiety over the past year because of its high budget deficit and a banking sector that has €180.8 billion of "problematic exposure" to the construction and real estate sectors out of a total loan portfolio of €439 billion, according to an analysis published in October by the Bank of Spain.
The global number of potential micro-borrowers is estimated to be 1 billion, with a total loan demand of $250 billion.
Originators may not make loans that would load a borrower with total loan payments exceeding 43 percent of income — not total debt exceeding 43 percent of income.
The A.P.R. is an estimate of total loan costs, including fees, expressed as an interest rate.
Single premium PPI can account for up to a third of the total loan.
Coast Financial Holdings, which owns the bank that made the loans, has disclosed that $110 million, or a fifth of its total loan portfolio, could be troubled.
