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This article represents a small balancing of the accounts and my personal attempt to even the playing field; to show the other, unpublicized, side.
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After six months, heavy payday borrowers will accumulate a small balance.
■ Person 3: someone with a small balance regularly dipping into the red Brian has a £750 average balance and pays all his bills from the account but also goes overdrawn five times a month by an average of £200.
Ms. Sykes did have an old Chase credit card that had a small balance when she was laid off a few years earlier that she had hoped to repay, but nowhere near the $2,500 judgment won against her.
There Amber walked back and forth on a small balance board while simultaneously reading a colored eye chart on the wall.
The point is, even though it was a small balance due (about $150), the administration error almost prevented Paul from getting a mortgage.
Bear Stearns has a small balance sheet ($7.3 billion in cash and $186 billion in assets, versus Citigroup's $18.6 billion in cash and $1 trillion in assets).
Remember, you don't necessarily need a credit card to earn credit, and you don't necessarily have better credit if you keep a small balance on your card.
However, if you're only transferring a small balance then you'll probably want to find a card with no annual fee.
If you have been paying into your home during this same period, chances are you have a small balance remaining and plenty of available equity.
If you carry a small balance, the interest charge might be remarkably low.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com