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"We have a serious problem now and it could get worse".
But the fact that moral hazard is a serious problem now doesn't mean that it was a key element in the inflation of the housing bubble.
A serious problem now is that more than 9 million sets of NI annual contributions have not been matched up to the people who made them.
The E.P.A. administrator, Lisa P. Jackson, said: "This finding confirms that greenhouse gas pollution is a serious problem now and for future generations.
But consider this: 30% of tea party supporters think, wrongly, that President Obama was born outside the US and therefore is not a legitimate president, while just 12% think global warming is a serious problem now.
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Taiwan reported 14 new cases and 5 deaths, making it the country in Asia with the most serious problem now, although even Taiwan has seen the daily number of cases drop by nearly four-fifths from its peak last week.
The most serious problem now is posed by mud flows created when heavy rains mix with ash settled along the top of glaciers close to the Eyjafjallajokull (pronounced EY-ya-fyat-lah-YO-kut) volcano, said Sigurlaug Hjaltadottir, a geophysicist with Iceland's Meteorological Office.
The most serious problem now is that large sections of our society feel that they can no longer be a part of it, even though they are striving.
"It tells us that this is a serious problem right now".
In the past they were a serious problem, but now people are sympathetic.
We do face a serious problem, because now that George Bush is no longer president, nothing is funny in the entire world.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com