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"a prepayment" is a correct and usable phrase in written English.
It refers to paying for something in advance, before it is due. Example: The landlord requested a prepayment of the first month's rent before we could move into the apartment.
Exact(60)
Warning: you may owe a prepayment penalty.
Mrs. Robertson's mortgage includes a prepayment penalty of $14,400.
The guy didn't even realize he had a prepayment penalty.
Apple will provide GT with a prepayment of approximately $578m.
Steve Banerjee, a prepayment analyst at Prudential Securities, agreed.
Borrowers considering a prepayment strategy should remember, however, that they will lose some liquidity.
GMG received £100 million in cash – a prepayment on our eventual return from this investment.
During that visit, Gazprom also negotiated a prepayment for future sales to China.
That is because a prepayment typically shortens the remaining term on the mortgage, but does not change the monthly payment.
Mr. Larson knew there was a prepayment penalty, but thought it expired in two years; it was actually three years.
"Star Wars" aside, why should a test ban be a prepayment for a major arms control agreement?
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com