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"Drivers may have a preferred network, but that goes out the window if you really need a charge".
The authors further criticized universities for allowing students to use these cards at vendors in a preferred network to buy smokes because it sends a message smoking is a "socially acceptable behavior".
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Janrain Engage will also remember an app user's preferred network on return visits and will provide a single-click return experience.
The company raised $3.25 million in Series A funding last year.
WellPoint acquired health care business units from Massachusetts Mutual, which became the basis for a nationwide network of doctors and hospitals, loosely organized as a preferred provider network.
Most middle-class insurance plans steer their members toward hospitals and doctors who are in a preferred provider network and drugs that are on the company's preferred list.
Blue Cross of California, a unit of WellPoint Health Networks, administers a preferred provider network for the system.
Now most American Express employees have a choice of an H.M.O. or a doctor in a preferred provider network through UnitedHealthcare, an operating unit of the UnitedHealth Group.
Liz Rossman, vice president for benefits at Sears, Roebuck, said 87percentt of Sears employees remained in H.M.O.'s even after the company added a preferred provider network that offered direct access to more doctors.
> -wrap-foot> When OP services were paid on a capitation basis, beneficiaries were required to register with a preferred provider network; typically, a DHS in their domicile district.
The hospital was not part of her insurer's preferred network, but she had an expensive policy that allowed out-of-network coverage and she assumed she could afford any unreimbursed costs.
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