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The phrase "a personal problem" is correct and usable in written English.
It can be used to refer to an issue or difficulty that is specific to an individual and not related to external factors or others' concerns.
Example: "I appreciate your concern, but I need to handle this as it is a personal problem."
Alternatives: "an individual issue" or "a private matter."
Exact(60)
"They may have a personal problem.
"They are conceiving it as a personal problem".
It's a personal problem for me as well.
It's a personal problem, not a community one.
It's a personal problem you'll have to work out yourself".
But it's not a personal problem with any player".
"It's really a personal problem for me," she said.
He added: "I do not have a personal problem with Alexis Tsipras.
This isn't just a personal problem — it could drag down the whole economy.
If they have a personal problem, you have to help them through it.
Obesity is no longer a personal problem in this country; it's an epidemiological problem.
More suggestions(18)
a personal issue
a personal dilemma
a professional problem
a personal shortcoming
a personal affair
a personal plight
a personal flaw
a physical problem
a personal breakdown
a personal aspect
a personal inconvenience
a personal failure
a personal subject
a personal Bombay
a personal submarine
a personal feeling
a personal apology
a personal assessment
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com