The phrase "a net interest rate" is correct and usable in written English.
It can be used when discussing the actual interest rate that an investor or borrower receives or pays after accounting for various factors such as fees, taxes, or inflation.
Example: "The bank offers a competitive net interest rate on savings accounts, which makes it an attractive option for investors."
Alternatives: "effective interest rate" or "real interest rate".
It has provided 111 loans totalling £20.38 million since January ,2011, with its lenders earning an average net interest rate of 10.84%.
"Second, unlike a commercial bank, our profitability is not a function of net interest rate margin.
For example, a banking organization may be able to fully net interest rate derivative contracts that reference the same currency and are within the same tenor category.
Marinac says that Bank One's profits could be pressured when interest rates rise, as it has a big percentage of fixed-rate loans sitting on the balance sheet, and net interest rate credit-card spreads would narrow.
Given this historically and internationally large stock of household debt, the banks are earning mega dollars via net interest rate margins.
The net interest rate difference between what it earned and what its debt cost was 45 basis points.
Loan consolidations may be done through the student loan provider Sallie Mae, and could net an interest rate as low as 3 percent and a term of up to 25 years, said David Boone, a first vice president of Provident Bank in Jersey City, N.J.
Rehab Studio found the figures by calculating data on the individuals' net worths, a 5percentt interest rate and the "average crap time".
Our purchase of mortgage-backs with short average lives successfully mitigated an interest rate mismatch that would have reduced net income in a declining interest rate environment while at the same time protecting the market value of the portfolio.
Home Fed linked the strong quarterly net income to a "steady interest rate spread and an increase in other operating income, as well as continued robust loan volume and increased gains on loan and security sales". Income from real estate operations rose by 15% to $9 million for the third quarter, up from $7.8 million a year ago.
