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The phrase "a lower credit" is correct and usable in written English.
It can be used in contexts related to finance, credit scores, or lending, where you are referring to a reduced amount of credit available or a lower credit rating.
Example: "Due to missed payments, the bank has assigned me a lower credit limit on my account."
Alternatives: "a reduced credit" or "a diminished credit".
Exact(60)
A lower credit rating can mean higher borrowing costs.
A lower credit rating pushes up the cost of borrowing.
As a rule, a lower credit rating means higher borrowing costs for debtor nations.
A lower credit rating would make it more expensive for banks to raise funds.
A lower credit rating would only affect the cost of new debt, of course, not the existing borrowing.
Rating agencies have indicated that Scotland would have a lower credit rating than the UK, requiring a higher yield.
Or GE Capital could be run with less capital, a lower credit rating and higher interest costs.
With a lower credit rating, lenders might think there is a higher probability that the banks won't repay the money.
So here's the bad news: getting a mortgage or refinancing with a lower credit score may not entirely be a gift.
Over all, the fund's bonds have a lower credit rating and higher yield than its benchmark, the Lehman Brothers Aggregate index.
Professor Cohen found that 4percentt of the black customers had been moved into a lower credit tier, while only 2.3percentt of white customers were.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com