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Discover LudwigThe phrase "a loan" is correct and commonly used in written English.
It is typically used to refer to a sum of money that is borrowed from someone or something, with the expectation that it will be paid back with interest. Example: "I had to take out a loan to pay for my college tuition."
Exact(60)
"This is a loan.
Fancy a loan?
"Just a loan".
I'm preapproved for a loan.
"I'm not a loan officer".
The check isn't a loan.
Actually that was a loan.
A loan here, a loan there.
Washington says a loan is a loan.
Was it a loan?
Ask for a loan.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com