The university set aside the equivalent of 2.5 to 5.3 percent of each employee's salary from a given year in a separate account with a guaranteed return of 7.5 or 8.5 percent, which varied depending on when the allocation was offered.
If you keep your money in when the bond matures you'll get a guaranteed return of at least 0.25% above the base rate on new one-year bonds for the next four years.
I'm not sure I understand the calculations that underlie the original lenders' hostility to the plan: isn't a guaranteed return of seventy to eighty per cent of the original loan better than the ever-increasing risk that you'll have to foreclose on a sizeable percentage of these properties?
The patient, an investment adviser, sold Giger a $1 million A&O life settlement product that consisted of three insurance policies and a separate $1.1 million A&O investment, which was a single policy that carried a guaranteed return of 15% over a little more than four years.
Anyone getting a guaranteed return of 5.7percentt in 2012 would be jumping for joy.
"While a bond or CD may guarantee return of principal, purchasing power loss is a risk not often discussed," she says.
Mr. Tomshaw and Mr. Fucilo, both longtime insurance agents in Kingston, about 100 miles north of New York City, offered clients a chance to invest in several start-up companies, prosecutors said, holding out a "risk-free, guaranteed return of 10.5percentt" on their money within nine months.
Is the broker or adviser using high-pressure sales tactics and telling you that you must invest right now? 3. Is the broker or adviser telling you the investment has a no-risk, guaranteed return of 10%, 15% or higher? 5. Does the broker or adviser say the investments or strategies are too complex to explain or that they're top secret?
By knowing what is needed to achieve your goals and understanding your risk tolerance, your asset allocation can be designed to offer an expected (not guaranteed) return of 10%.
A recent county settlement proposal guarantees return of 77 cents per dollar to investors.
With the retail prices index at 3.1 per cent, these products are potentially offering a guaranteed annual return of over 4 per cent – not bad at all in the current climate.
