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The phrase "a financial problem" is correct and usable in written English.
You can use it when discussing issues related to money, budgeting, or economic difficulties.
Example: "The company is facing a financial problem that may affect its ability to pay employees on time."
Alternatives: "a monetary issue" or "an economic challenge."
Exact(58)
"A year ago we were looking at a financial problem and now were looking at a consumer problem that is fairly widespread through different areas of the economy and the world," said Birinyi Associates analyst Cleveland Rueckert.
"It's a financial problem.
A financial problem, of course.
"It can be a financial problem," Ms. McGill said.
"It's a philosophic problem, and it's a financial problem.
What started as a financial problem is now crippling the real economy.
"If someone wants to alleviate a financial problem why shouldn't he do that?
"Still I don't understand what happened, it seems to be a financial problem.
"Crash for cash is not just a financial problem – it's a serious social problem.
Each poses a financial problem like "You have a brilliant five-year plan.
Guardian: Is the current crisis in Europe a financial problem, political problem or a moral problem?
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com