The phrase "a fair premium" is correct and usable in written English.
It can be used when discussing insurance, investments, or pricing, indicating that the premium is reasonable or justifiable based on the value or risk involved.
Example: "After reviewing the policy details, I believe that a fair premium is essential to ensure adequate coverage for all parties involved."
Alternatives: "a reasonable premium" or "an appropriate premium".
"We are convinced América Móvil is not offering a fair premium for gaining significant influence over KPN".
"We are convinced Am ca M? is not offering a fair premium for gaining significant influence over KPN".
If they accept, Magnier and McManus should use their blocking stake to make Lewis pay a fair premium for control.
"We are convinced América Móvil is not offering a fair premium for gaining significant influence over KPN," the KPN chief executive, Eelco Blok, told investors last week.
And he did emphasize that if insurance is provided, it should be paid for (good luck getting Wall Street to pay a fair premium for any government backstop).
But their idea of a fair premium for insurance against financial disaster suggested they were reading the same books on the subject -- only there were no books.
In this case, the premium that younger and healthier individuals pay for the call option is the difference between the community-rated premiums and what a premium based on their health status (an "actuarially fair" premium) would be.
If the uninsured face an elevated chance of 1.89/1,000 of having an additional $5600 in medical debts relative to those with insurance, then an actuarially fair premium to cover that risk would be less than $11 per year.
If low-risk individuals switch to a new contract, the risk profile of the old contract will worsen and in the end the contract will be bought only by high-risk individuals paying a high, but actuarial fair premium.
In effect, they would be paying the fair premium plus a hidden tax.
Before they were losing the savings they generated because they paid a contribution above their actuarially fair premium.
