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The phrase "a beneficiary" is correct and usable in written English.
It can be used in contexts related to legal, financial, or insurance matters where someone is designated to receive benefits or assets.
Example: "In the event of my passing, I have named my daughter as a beneficiary of my life insurance policy."
Alternatives: "an heir" or "a recipient".
Exact(60)
You are a beneficiary.
Alas, Demera Santiago wasn't a beneficiary.
It's a beneficiary.
"He is a beneficiary," said Ms. Ding.
The Independent, for example, was a beneficiary.
"I am a beneficiary of that".
Nor was he a beneficiary of OCCO.
Lebanon, a beneficiary of U.S. aid, abstained.
Are the mammals again a beneficiary of plant/insect interactions?
You must designate a beneficiary for your life insurance.
The trunk maker Moynat is a beneficiary of the trend.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com