The phrase "a banking problem" is correct and usable in written English.
It can be used to refer to an issue or difficulty related to banking services or financial transactions.
Example: "After reviewing my account, I realized that I had encountered a banking problem that needed immediate attention."
Alternatives: "a financial issue" or "a banking issue".
Alongside the deficit problem is also a banking problem — not confined to a handful of banks or countries — and a chronic growth problem.
Italy's finance minister, Pier Carlo Padoan, however, insisted as late as Sunday that the country was not facing a banking problem.
"If you have a budget problem and a banking problem, the bottom line is that you need to make adjustments," he said.
Anyway, just to be clear: we may have had a banking problem in 2008-2009, but now we have a burst bubble problem, I'd say in the form of a household balance sheet problem.
Mr. Zhou and other Chinese officials have warned that the borrowers in many of the new loans may also default, making worse a banking problem that has already required three large bailouts in the last six years.
The 2008 conference was held in the shadow of the Wall St crash, when the Bush administration foolishly let Lehman Brothers go bust and turned a banking problem (Northern Rock had been rescued here a year earlier) into the major recession it became and still is for many people.
He said Australia dealt with a "shadow banking" problem by moving to a more liberalized system.
Second, a hard landing in the economy and in investment would lead to a sharp increase in non-performing loans of the still mostly public state banks; the implicit liabilities from a serious banking problem would then add to the budget deficits and public debt.
"We're at a point where the banking problem is coming to a head," said Peter Kurz, the chairman of an investment advisory company here.
However, with nine states including California set to vote on legalization of marijuana, Lt. Gov. Gavin Newsom said pressure will build on federal officials to work out a solution to the banking problem.
"We'll have to monitor that situation because if foreign reserves come down way too low, it will not become a banking sector problem but more of a Korean sovereign problem," Kim said.
