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As the most influential species on the planet, are we insuring that that our planet is habitable to all creatures, great and small?
That seems like a good idea to me: not only are we insuring survival on an animalistic level but also we are choosing to be a civilized society which protects its innocent and weaker members - those who are less able to, and some might argue, should not yet have to, fend for themselves.
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After we paid off the mortgage in 2000 we insured with Direct Line, as we already had motor and breakdown insurance with them.
Today we insure one out of every four Japanese households and are the leading insurance company measured by number of policies in force.
And as we insure every young and healthy American, it will spread out risk for insurance companies, further reducing costs for everyone.
But we insure against it.
We insure our cars, our homes.
"We insure our houses, we insure our cars.
"We insure if we are asked.
And yet we insure fewer people.
We insure for about £9m a case.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com