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Total loans to cardholders rose 23percentto to $28.7 billion in the fourth quarter, it said.
Total loans and leases fell slightly again during the fourth quarter, the F.D.I.C. report said.
Total loans rose 7% year-over-year, while core loans increased 11%.
Total loans and leases at commercial banks were down 7.7% in December from a year earlier.
Total Loans and Leases at Commercial banks are down 8.2% from last year.
Total loans at JPMorgan fell by $3 billion to $725 billion in the second quarter, while total loans at Wells Fargo rose only $2 billion to $802 billion - both compared with the first quarter.
Problem assets, including other real estate owned from foreclosures, totaled 3.9percentt of total loans, a figure only average, or even slightly worse than average, analysts say.
Ireland and Portugal now account for 78% of total loans.
Consumer debt accounts for 15percentt of total loans.
BofA executives told investors this week that energy loans were roughly 2% of its total loans.
A balance sheet that Trump provided last summer listed total "loans and mortgages" at $503 million.
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