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Read the prospectus and make sure the fund company is disciplined and sticks to its stated strategy for each fund.
Once you decide on a provider, read the prospectus carefully.
Anybody who didn't bother to read the prospectus shouldn't have been buying shares in the first place.
Anybody who took the trouble to read the prospectus could see that the company's growth was slowing and that its costs were rising faster than its revenues.
"I've never read the prospectus," said Marc Hujik, a local financial adviser and a member of the Kenosha school board who spent 13 years on Wall Street.
Wells Fargo, the bank behind the security, now says that anyone who had read the prospectus should have understood that disaster was looming in June, when news related to the security was disclosed.
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The whole concept seems ridiculous, until one realizes that most investors don't read the prospectuses they are sent.
Read the prospectuses for mutual funds before investing.
No Wells Fargo analyst covered the security, and there is no indication that any of its advisers understood what the bank says it believes should have been clear to anyone reading the prospectus.
"The platform is designed to ease administrative work for both employees and managers, creating opportunities for companies to increase employee engagement," reads the prospectus.
Think of the last time you chose to make an investment -- how much time did you spend reading the prospectus?
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com