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Many states forbid utility shutoffs in the winter, and, with or without aid, struggling families sometimes put off payments, building up arrears.
Insofar as interest is concerned, the Treasury has said it is unrealistic for it to put off payments in the days leading up to when an interest payment is due in order to be certain that it has the cash to make it.
The new restructuring involved putting off payments to the parent company for many years.
For its part, United said that it was only putting off payments, not skipping them entirely.
Russia's official creditors issued a stern warning today, telling the government that it had no economic basis for putting off payments on $48 billion in debt.
By putting off payments to creditors, treasurers can conserve cash and thus reduce their reliance on nervous bankers.All this puts in-house debt-collection teams in a delicate position.
The government has at last decided to stop "pedalling", as critics mockingly call the dubious procedure of putting off payments to state-owned banks charged with disbursing benefits such as unemployment insurance, or cash handouts for the poor (which Ms Rousseff raised three months ago).
Like millions of buyers during the boom, the Mollers leveraged their way into a house they could not otherwise afford by taking out a loan that required them to make only interest payments at first, putting off payments on the principal for several years.
Mostly using email, the agency initially will focus on borrowers who are putting off payments through forbearance schemes due to economic hardships such as unemployment, borrowers who have missed a few monthly payments, and those who have just begun to repay their debts.
The situation offers a lesson to the country as a whole: some economies are not really economies at all but only postponements of spending, with the price rising when payment is put off.
The hotel had initially asked for payment of the $9,125 bill up front but kept being put off.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com