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The phrase "I owe" is grammatically correct and commonly used in written English.
It can be used to express a debt or obligation that someone has to fulfill. Here is an example of how it can be used in a sentence: "I owe you a big thanks for helping me move last weekend." In this sentence, the speaker is expressing their gratitude and acknowledging that they have an obligation to repay the person for their help.
Exact(60)
I owe Baylor everything.
"I owe them".
It's something I owe.
I owe Maxwell an apology.
I owe that to you.
I owe him everything".
I owe him nothing.
I owe the place.
I owe her an apology.
Mariella, I owe you one.
I owe you an explanation.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com