I have defaulted

USAGE SUMMARY

The phrase "I have defaulted" is correct and usable in written English. You can use it in contexts related to failing to fulfill an obligation, such as a loan or contract. Example: "I have defaulted on my loan payments." Alternative expressions include "I have failed" and "I have not complied."

✓ Grammatically correct

Science

News & Media

Human-verified examples from authoritative sources

Exact Expressions

2 human-written examples

Explain that because I have defaulted and my CD4 count is low, that I have to start the treatment afresh.

BMC Health Services Research

And that hurt me a lot because she should have been polite, maybe call me to her office because she's got one, and talk to me nicely, explain that because I have defaulted and my CD4 count is low, then I have to start the treatment afresh, unlike what she did shouting at me in front of many people.

Globalization and Health

Human-verified similar examples from authoritative sources

Similar Expressions

55 human-written examples

Like I've defaulted on the mortgage and he's the banker come to repossess.

The New Yorker

Luckily, in my ignorance, I had defaulted into an almost operatic style of dramatic presentation that would eventually serve us well.

The New York Times

I had defaulted into "strength" the past several weeks, not just to protect myself from feeling weak, but also, unwittingly, to convince those in my company that I had everything under control.

The New York Times

Further, H i (t)=1 if i has defaulted by time t and H i (t)=0 otherwise, i∈{1,I}.

Probability, Uncertainty and Quantitative Risk

"I'm not proud to say I've defaulted on every credit card and on every loan I've ever had.

TechCrunch

I was nervous about calling since I had defaulted on the loan, but you gave me hope,'" Remondi said.

Huffington Post

I've defaulted to sunrise as the time of birth, as this is the correct fallback method to use when the precise hour and minute are in question or unknown.

Vice

"I would not have defaulted," she said.

The New York Times

Notice of Default is very clear: you have defaulted, you are in default, you are defaultive.

The New York Times

Expert writing Tips

Best practice

When using the phrase "I have defaulted", clearly specify what obligation was not met to avoid ambiguity. For example, "I have defaulted on my student loan".

Common error

Avoid using "I have defaulted" when you mean you have temporarily deferred payments due to hardship. Deferment is a temporary postponement, while default indicates a more serious and long-term failure to pay.

Linguistic Context

The phrase "I have defaulted" functions as a statement of fact, indicating that the speaker has failed to meet a specific obligation or requirement. As Ludwig AI indicates, this is a standard English usage.

Expression frequency: Uncommon

Frequent in

News & Media

30%

Science

30%

Formal & Business

15%

Less common in

Wiki

10%

Encyclopedias

5%

Reference

5%

Ludwig's WRAP-UP

In summary, the phrase "I have defaulted" is a grammatically sound and relatively common way to express that one has failed to meet an obligation, often financial. Ludwig AI confirms its correctness. While versatile, it's crucial to specify the obligation to avoid ambiguity. Related phrases include "I am in arrears" or "I failed to pay". When writing, be mindful of confusing default with deferment, and tailor your language to suit the context, which typically falls within neutral to professional registers.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

I am in default

A slightly more formal and succinct way of expressing the same concept.

I am in arrears

Focuses specifically on being behind on payments.

I missed my payments

Specifically refers to the act of not making scheduled payments.

I failed to pay

Emphasizes the act of not making a payment.

I became delinquent

Highlights the state of being behind or overdue.

I breached the agreement

Highlights the violation of a contract or agreement.

I did not fulfill my obligations

A broader statement about not meeting responsibilities.

I am non-compliant

Emphasizes a failure to adhere to rules or regulations.

I reneged on my promise

Implies a broken promise or commitment.

I am remiss in my duties

Suggests negligence or carelessness in fulfilling responsibilities.

FAQs

How can I use "I have defaulted" in a sentence?

You can use "I have defaulted" to indicate a failure to meet a financial or contractual obligation. For example: "I have defaulted on my mortgage" or "Due to unforeseen circumstances, I have defaulted on the loan agreement".

What's the difference between "I am in default" and "I have defaulted"?

"I am in default" describes the current state of being in default, while "I have defaulted" refers to the action of defaulting. They are often interchangeable, but "I have defaulted" may imply a completed action with ongoing consequences. You can also consider "I am in arrears".

What can I say instead of "I have defaulted"?

Depending on the context, you can use alternatives like "I failed to pay", "I breached the agreement", or "I did not fulfill my obligations".

When is it appropriate to use the phrase "I have defaulted"?

Use "I have defaulted" when you need to formally or officially acknowledge that you have failed to meet a specific obligation, especially in financial or legal contexts. A more informal way could be: "I missed my payments".