Exact(56)
We have credit scores.
Companies have credit ratings.
"You have to have credit.
We do, however, have credit rating agencies.
Most Chinese people don't have credit cards.
Ron Liebers Columns Bucks Should college students have credit cards?
Don't these guys have credit cards?
None of us have credit cards".
"I still have credit card debt".
Similar(2)
So have credit-rating agencies.
We do not have [credit] cards and do not know how to use them".
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