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Delroy Corinaldi, StepChange's external affairs director, said: "Financially vulnerable debtors will continue to face unnecessary hardship and undue stress if there is not independent oversight of bailiffs.
"The industry has failed to address the problems causing untold misery and damage to financially vulnerable consumers across the UK," said Mike O'Connor, chief executive of StepChange.
"Sadly, students are a financially vulnerable and heavily indebted financial sector and have become targets for people with money.
Consequently, women have fewer opportunities for employment and are financially vulnerable, forcing some women to engage in commercial sex as a mean of survival (7).
The director of science and systems at Climate Valuation, Karl Mallon, said the risk of increased flooding left homeowners and business financially vulnerable.
Most housing associations now have teams of financial inclusion officers, tasked with supporting residents who are financially vulnerable.
"Firms are contacting people who are financially vulnerable with offers of loans that can cause serious financial harm," says the charity's head of policy Peter Tutton.
We were too financially vulnerable to the brokers.
"They are financially vulnerable, and that's no fun," he said.
He added that some prisoners were financially vulnerable.
Trade union Unite branded it "vulture capitalism", saying the sector "preys on the financially vulnerable".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com