But he is trading on the financial ignorance of most savers, who at best may pay more tax and end up poorer in later life, and at worst fall prey to all manner of tricksters and fraudsters promising double digit returns on plausible but fictitious investments.
It's not a great leap to deduce therefore that you've almost certainly been brain-zapped hundreds of times and that precious memory of going on holiday last year is entirely fictitious.
Dorries, who has until now claimed the books are fictitious, said she found healing in writing the accounts.
Now, is it just me or would you, when looking to run the entire country, base your plans around the imaginary desires of entirely fictitious people from Christmas telly adverts and their covetousness towards Le Creuset casseroles?
I play fictitious characters often solving fictitious problems.
Ghosts have acclimatised themselves to our media (think of the fictitious haunted videotapes in the Japanese horror film Ringu), and our new technologies look for them (think of the gadgets used by the numerous international ghost-hunting societies).
The MC and DSO were fictitious; the VC was a Victorious Cross he awarded to himself; and the law degree, too, was self-conferred.
"It was about a fictitious piece of hardware that has a really big dongle – a ridiculous dongle.
Worse, they'd concluded that Carole's psychological problems came as a result of this fictitious abuse.
The fictitious student said: "We had had sex before, just blowjobs and handjobs.
Of course the characters are fictitious, but they are inspired by real people, of Shona women who were married to Ndebele men at that time and were living out there in the rural areas in Matebeleland and who were also at the receiving end of this backlash.
