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In some cases, money is cut outright; in others, governments defer payments for months.
America's is deep in the red and has had to defer payments to its pension fund.
Students can defer payments and states offer loans on easy terms.
Both banks also agreed to cap employees' bonuses, defer payments to directors and increase lending.
About a thousand people have applied to defer payments under Hyundai's program, a spokesman, Chris Hosford, said.
Under her plan, young entrepreneurs could defer payments on their federal student loans for up to three years.
This deal, unusually, made use of a negative rate of interest, apparently to defer payments on ¥200 billion ($1.7 billion) worth of government debt from 1997 into 1998.
Some take their lives so that surviving family members can collect insurance, which has led insurance firms to defer payments for two or three years as a deterrent.
PayPal Credit, once known as Bill Me Later, allows buyers to defer payments on purchases; Amazon now offers a similar instalment scheme to customers buying larger items.
The union wants existing contracts honored in full, while in past proposals the league has sought to defer payments on such contracts.
Donors do not have to begin taking annuity payments immediately, he said; they can defer payments for a year or more.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com