Collateral property

USAGE SUMMARY

The phrase "Collateral property" is correct and usable in written English.
It can be used in financial or legal contexts to refer to an asset that is pledged as security for a loan or obligation. Example: "The bank required collateral property to secure the loan agreement."

✓ Grammatically correct

Formal & Business

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

5 human-written examples

This ignores the fact that a loan balance represents dollars belonging to someone, either an investor or bank depositor, used to support the purchase of collateral property.

The Economist

The lender must judge each loan he makes on the basis of the character of the borrower (his intention to repay), his capacity to repay (based on his potential for earning income), and his collateral (property pledged in case of default on the loan).

Encyclopedia Britannica

These options include, but are not limited to: payment plans, payment forbearance, loan modification, acceptance of deed to the collateral property in lieu of foreclosure and acceptance of the net proceeds from the borrower's sale of the property (also referred to as a short sale).

The New York Times

Give mortgage and small business lending clients the means to ensure that the collateral they are using to secure their loans is properly insured, to minimize their risk of loss should the collateral property be damaged, lost or stolen.

Bplans

In addition, our mortgage and small business lending clients will be able to ensure that the collateral they are using to secure their loans is properly valued and insured to minimize their financial risk should the collateral property be damaged, lost or stolen.

Bplans

Human-verified similar examples from authoritative sources

Similar Expressions

53 human-written examples

Ms. Leibovitz had taken out the loan last year, pledging as collateral properties in Greenwich Village and in Rhinebeck, N.Y., her negatives and the rights to her photographs.

The New York Times

To solve burning issues concerning money, weight, cost and environment, the use of thermoplastic and thermoset composites must take into account complete solution systems including the plastic matrix and its reinforcement, the unique design freedom, the outstanding combination of mechanical performances and collateral properties, the broad choice of processing methods.

Thermosets and Composites Material Selection, Applications, Manufacturing and Cost Analysis

For cases with black blue sublingual collaterals, this property is the only effective variable of blood stasis pattern identification and its accuracy rate has reached 94.9%.

BioMed Research International

Studies on lung fibrosis induced after radiation, suggests that the anti-fibrotic effect of ACEI are directly related to inhibition of AT-II synthesis, rather than other collateral pharmacological properties, such as anti-oxidation or protease inhibition [ 44].

BMC Gastroenterology

Second, bankers prefer to lend against solid collateral, in particular property; periods of rapid credit growth tend to be associated with property booms.

The Economist

Meanwhile, the rise in the value of collateral, such as property, increases the willingness of banks to lend.

The Economist

Expert writing Tips

Best practice

When discussing financial agreements, clearly specify the "collateral property" to avoid ambiguity. Include details like location, description, and valuation.

Common error

Avoid using vague terms for "collateral property". Be specific about what assets are being pledged as security to ensure clarity and enforceability of the agreement.

Linguistic Context

The phrase "collateral property" functions primarily as a noun phrase, typically used as an object or complement within a sentence. It identifies a specific asset pledged as security for a debt or loan. Ludwig AI confirms this usage with real-world examples.

Expression frequency: Rare

Frequent in

News & Media

35%

Formal & Business

35%

Science

30%

Less common in

Encyclopedias

0%

Wiki

0%

Social Media

0%

Ludwig's WRAP-UP

In summary, "collateral property" is a noun phrase that specifies an asset pledged as security for a loan or debt. Ludwig AI identifies it as grammatically correct and suitable for financial and legal contexts. While it is considered rare, its primary contexts include formal business, news media, and scientific discussions. When writing, it's essential to provide specific details about the property to avoid ambiguity. Alternative phrases like "pledged asset" or "security for loan" can be used depending on the nuance you want to convey. Ludwig's analysis confirms its role in clarifying the security terms of financial agreements.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

Pledged asset

Focuses on the act of pledging the asset as collateral.

Security for loan

Highlights the function of the property as security.

Asset backing loan

Emphasizes the role of the asset in supporting the loan.

Loan collateral

Inverts the original phrase, focusing on the collateral's purpose for the loan.

Property as security

States directly that the property serves as security.

Guarantee for debt

Highlights the property as a guarantee against debt.

Asset used as collateral

Expands on the original phrase with explicit details.

Secured property

Indicates the property is used to secure an obligation.

Property held as guarantee

Highlights the holding of the property as a guarantee.

Property serving as collateral

Details the property's role as collateral.

FAQs

What is the meaning of "collateral property"?

"Collateral property" refers to an asset pledged as security for a loan or other financial obligation. If the borrower defaults, the lender can seize the "collateral property" to recover the losses.

How is "collateral property" used in a sentence?

Here's an example: "The bank required "collateral property" to secure the loan agreement." You can also say, "The borrower offered their house as "pledged asset".

What are some examples of "collateral property"?

"Collateral property" can include real estate, vehicles, equipment, stocks, bonds, or any other asset of value. The type of "collateral property" depends on the nature of the loan or obligation.

What happens if a borrower defaults on a loan secured by "collateral property"?

If the borrower defaults, the lender has the right to seize the "collateral property" and sell it to recover the outstanding debt. The lender must follow legal procedures for foreclosure or repossession.