Reverse mortgages provide a buffer asset to sidestep this sequence risk by providing an alternative source of spending after market declines.
A revised inflation target will provide a further buffer against asset bubbles, safeguarding the economy from global shocks.
The researchers were looking for families that lacked a buffer of liquid assets (or credit facilities) to offset short-term changes in income.
On September 17th Eric Dinallo, New York's insurance regulator, vouched for the solvency of AIG's insurance subsidiaries but was more circumspect on the company overall.Ultimately, though, AIG may turn out be worth something after all: in June it had $67 billion of tangible equity, a much bigger buffer relative to assets than existed at Lehman or Bear Stearns.
Bankers are particularly concerned about the criteria for capital buffers against securitized assets like mortgage-backed securities.
Regulators are quick to point to banks' higher buffers of "liquid" assets to fight runs on deposit and debt-rollover problems.
Her research will contribute to a growing body of work exploring the interplay between social environments, children's emotional functioning, and cardiometabolic risk, and the ways in which positive assets may buffer children against poor health over the life course.
Once monetary balance was restored and citizens provided with income-earning assets to "buffer" subsequent economic adjustments, the stage would be set for ending price controls, permitting the price-and-profit system to play its critical information and incentive roles.
Another option would allow a $1 price but require funds to have a buffer of 1 percent of assets to absorb day-to-day fluctuations in the value of a fund's investments; in addition, it would permit investors with more than $100,000 in a fund to withdraw only 97 percent of their assets immediately.
In order to find income-generating assets that buffer stock allocations, Innovest has steered clients into alternative assets like multi-strategy managers, private equity funds, credit managers and hedge funds.
They are now required to hold much more equity (the money shareholders have put into the business) and other loss-absorbing buffers relative to their assets (mainly loans and investments), by various different measures.
